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Data Feed

Deposit and lending rates in Finland, % (1)

In addition to new loans and deposits, new business includes agreements concluded as a result of renegotiating the terms and conditions of existing loans and deposits.


	Period					2024 - 10	2024 - 9	2024 - 8
	Deposits	New business, after original maturity	Non-Financial corporations	Deposits with agreed maturity	Total	3.03	3.34	3.33
					Up to 1 year	3.03	3.34	3.33
					Over 1 and up to 2 years	3.10	3.14	3.25
					Over 2 years	3.23	0.93	2.96
			Households	Deposits with agreed maturity	Total	3.15	3.28	3.36
					Up to 1 year	3.15	3.28	3.36
					Over 1 and up to 2 years	3.08	3.28	3.43
					Over 2 years	2.29	2.59	2.74
	Loans	New business, after initial rate fixation	Non-Financial corporations	Loans	Total	4.33	4.64	4.86
				Overdrafts	Total	4.34	4.56	4.79
				Total loans Up to and including EUR 1 million	Total	5.18	5.38	5.58
					Up to 1 year	5.27	5.52	5.72
					Over 1 year	4.76	4.77	4.94
				Total loans Over EUR 1 million	Total	4.08	4.62	4.79
					Up to 1 year	4.10	4.61	4.81
					Over 1 year	2.43	5.82	4.58
			Households	Loans	Total	7.88	8.21	8.45
				Overdrafts	Total	10.21	10.45	10.46
				Consumer credit	Total	6.20	6.65	6.91
					Up to 1 year	6.79	7.38	7.92
					Over 1 year	5.17	5.40	5.41
				Housing loans	Total	3.45	3.67	3.85
					Up to 1 year	3.46	3.69	3.87
					Over 1 year	3.16	3.21	3.39
				Other loans	Total	4.04	3.77	4.25
					Up to 1 year	4.05	3.76	4.24
					Over 1 year	3.89	4.47	4.72
			Households	Consumer credit annual percentage rate of change	Total	8.69	8.72	9.20
			Households	Housing loans annual percentage rate of change	Total	3.52	3.72	3.92

(1) The MFI data collection scheme was revised as of June 2010, and hence the figures published are not totally comparable with
earlier observations. The differences may be due to improved data collection accuracy,revised statistical definitions (eg extending
the definition of overdrafts and credit card credit to include revolving credits) and the collection of detailed data from all MFIs.

The 13 most recent monthly observations are provisional.

Report updated 29 Nov 2024