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| | New business on loans to non-financial corporations and households by initial rate fixation period. | | | | Finnish MFI euro-denominated new business on loans to euro area non-financial corporations and households. |
| | | In addition to new loans, new business includes agreements concluded as a result of renegotiating the terms and conditions of existing loans. New business excl. overdfrafts and credit card credits. Non-financial corporations also include housing corporations and households include non-profit institutions serving households (NPISH). |
| | | | | | | | | | | | | | Period |  Initial interest rate fixation period up to 1 year | Initial interest rate fixation period up to 3 month | Initial interest rate over 3 month and up to 12 month | Initial interest rate fixation period over 1 year | | New business | Average interest rate | New business | Average interest rate | New business | Average interest rate | New business | Average interest rate | | December 2025 | 6,700 | 3.51 | 2,821 | 3.81 | 3,879 | 3.30 | 797 | 3.57 | | November 2025 | 4,973 | 3.43 | 2,262 | 3.73 | 2,711 | 3.18 | 456 | 3.86 | | October 2025 | 6,240 | 3.39 | 2,468 | 3.66 | 3,772 | 3.20 | 534 | 3.83 | | September 2025 | 5,470 | 3.48 | 2,018 | 3.86 | 3,452 | 3.25 | 427 | 4.11 | | August 2025 | 4,255 | 3.43 | 1,604 | 3.92 | 2,652 | 3.14 | 366 | 4.11 | | July 2025 | 4,934 | 3.50 | 1,962 | 3.89 | 2,972 | 3.25 | 475 | 4.05 | | June 2025 | 8,045 | 3.40 | 3,568 | 3.70 | 4,477 | 3.16 | 603 | 3.94 | | May 2025 | 6,239 | 3.53 | 2,988 | 3.86 | 3,251 | 3.23 | 518 | 3.96 | | April 2025 | 6,210 | 3.57 | 2,737 | 3.91 | 3,473 | 3.30 | 613 | 3.95 | | March 2025 | 6,266 | 3.87 | 2,546 | 4.26 | 3,720 | 3.61 | 485 | 4.19 | | February 2025 | 5,384 | 3.81 | 2,149 | 4.18 | 3,235 | 3.56 | 715 | 3.46 | | January 2025 | 5,469 | 4.08 | 1,853 | 4.80 | 3,616 | 3.70 | 420 | 4.22 | | December 2024 | 6,882 | 4.02 | 2,482 | 4.64 | 4,401 | 3.67 | 594 | 3.80 | | November 2024 | 5,514 | 4.14 | 2,107 | 4.87 | 3,407 | 3.68 | 458 | 3.79 | | October 2024 | 6,029 | 4.13 | 2,292 | 4.74 | 3,737 | 3.75 | 437 | 4.48 | | September 2024 | 6,265 | 4.48 | 2,326 | 5.15 | 3,939 | 4.09 | 377 | 4.82 | | August 2024 | 4,370 | 4.71 | 1,734 | 5.45 | 2,636 | 4.22 | 539 | 4.81 | | July 2024 | 4,804 | 4.99 | 2,092 | 5.50 | 2,712 | 4.60 | 395 | 5.13 | | June 2024 | 6,958 | 4.96 | 3,000 | 5.27 | 3,958 | 4.73 | 557 | 5.14 | | May 2024 | 5,373 | 5.17 | 2,290 | 5.69 | 3,083 | 4.79 | 482 | 5.04 | | April 2024 | 5,552 | 5.20 | 2,628 | 5.58 | 2,925 | 4.86 | 436 | 4.88 | | March 2024 | 4,444 | 5.17 | 1,792 | 5.71 | 2,652 | 4.81 | 410 | 4.97 | | February 2024 | 3,960 | 5.17 | 1,604 | 5.73 | 2,357 | 4.78 | 418 | 4.95 | | January 2024 | 4,611 | 5.15 | 1,595 | 5.71 | 3,016 | 4.85 | 419 | 4.98 | | December 2023 | 6,052 | 5.06 | 2,678 | 5.44 | 3,373 | 4.75 | 481 | 4.99 | | November 2023 | 5,190 | 5.17 | 2,486 | 5.39 | 2,705 | 4.97 | 387 | 5.55 | | October 2023 | 5,384 | 5.09 | 2,363 | 5.27 | 3,020 | 4.95 | 442 | 4.93 | | September 2023 | 5,108 | 5.14 | 2,274 | 5.23 | 2,834 | 5.07 | 323 | 5.29 | | August 2023 | 4,560 | 4.99 | 1,984 | 5.17 | 2,576 | 4.85 | 506 | 4.96 | | July 2023 | 4,793 | 4.92 | 2,041 | 4.97 | 2,751 | 4.88 | 329 | 5.64 | | June 2023 | 7,588 | 4.74 | 3,533 | 4.68 | 4,055 | 4.79 | 358 | 5.21 | | May 2023 | 6,675 | 4.72 | 3,185 | 4.93 | 3,490 | 4.53 | 394 | 5.25 | | April 2023 | 5,509 | 4.52 | 2,477 | 4.52 | 3,032 | 4.52 | 391 | 4.39 | | March 2023 | 5,630 | 4.29 | 2,275 | 4.18 | 3,355 | 4.37 | 457 | 4.43 | | February 2023 | 4,514 | 4.02 | 1,858 | 3.89 | 2,656 | 4.12 | 288 | 4.99 | | January 2023 | 5,051 | 3.86 | 2,085 | 3.83 | 2,966 | 3.89 | 399 | 4.57 |
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The 13 most recent monthly observations are provisional. |
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| | Report updated 30 Jan 2026 |
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